Private Money Loans & Trust Deed Investments

​Getting a loan can be difficult, especially when time frames are tight. Real estate loans are always in high demand and the rules and regulations with traditional financing can be very stringent. Private money loans up to 70% loan-to-value (LTV) are common even for borrowers with credit or income difficulties.

​Cal Bay Capital can use the equity from one or more properties to get the private money funds you need in a timely manner. Cal Bay capital offers loans for everyone, not just those who "fit the box"

Join our private money loans mailing list

​"Preferred" rates from as low as 5.50%

Other rates from 8.99%

Points from 1%

NATIONWIDE (except MI & VT)
Loans up to 70% Loan to Value
1st Trust Deeds only

​Stated loan, No-Doc loan, Lite-Doc loan, Alt-Doc and Full Doc loan types

All commercial property types

Rates from 9.90%

Points from 3%
NATIONWIDE commercial. CA ONLY residential
Up to 90% of puchase price, 70% of current value or 55% of future value
1st Trust Deeds Only

​Stated loan, No-Doc loan, Lite-Doc loan, Alt-Doc and Full Doc loan types

Residential and commercial properties

Rates from 5.99%

Points from 1%
CA & HI ONLY
Up to 70% Loan to Value 
1st Mortgages 2nd Mortgages and HELOCS
Stated loan, No-Doc loan, Lite-Doc loan, Alt-Doc and Full Doc loan types
SFR, Condo, Townhouse, 1-4 units, mobile and manufactured properties.

 

Rates from 11.99%

Points from 4%
CA ONLY
Developed Land up to 55% Loan to Value
Raw Land up to 40% Loan to Value
1st Trust Deeds Only

Stated loan, No-Doc loan, Lite-Doc loan, Alt-Doc and Full Doc loan types

 

"Preferred" rates from 3.50%

Other rates from 8.99%

Points from 1%

NATIONWIDE
Up to 70% Loan to Value
1st Trust Deeds Only

Stated loan, No-Doc loan, Lite-Doc loan, Alt-Doc and Full Doc loan types

Farms, Ranches, Orchards, Vineyards

"Preferred" rates from 3.80%

Other rates from 9.50%

Points from 2%
NATIONWIDE
Up to 75% Loan to Value
1st Trust Deeds Only

Stated loan, No-Doc loan, Lite-Doc loan, Alt-Doc and Full Doc loan types

Church, Mosque, Temple, Community Center, Sports Arena & Stadium, School